Credit Card Payoff Calculator – Excel Template

See how long it takes to clear each credit card at your monthly payment, the total interest you will pay and your debt-free date.

• Automatic summary: Total card balance, Total monthly payment, Interest charged this month, Total interest still to pay, Last card cleared by
• Calculated for you: Interest this month, Months to clear, Total interest, Debt-free date, Status
• Colour-coded status and progress highlights
• Built-in chart that updates as you type
• Example rows and a step-by-step "How to Use" sheet

Instant download (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.