Needs vs Wants Spending Analysis – Excel Template

Tag every expense as a need, a want or savings and see your real split against the 50/30/20 guideline, with the biggest wants listed first.

• Automatic summary: Total spent and saved, Needs share, Wants share, Savings share
• Calculated for you: % of income, Could cut?
• Drop-down menus for quick, consistent entry
• Colour-coded status and progress highlights
• Built-in chart that updates as you type
• Example rows and a step-by-step "How to Use" sheet

Instant download (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.