Mortgage Refinance Calculator – Excel Template

See if switching your mortgage to a new rate is worth it: new payment, monthly saving, all switching costs and the break-even point.

• Automatic summary: Current monthly payment, New monthly payment, Monthly saving, Total switching costs, Break-even (months), Interest left on current loan, Interest on new loan, Lifetime saving after costs
• Calculated for you: Year, Cumulative saving after costs
• Colour-coded status and progress highlights
• Built-in chart that updates as you type
• Example rows and a step-by-step "How to Use" sheet

Instant download (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.